further adventures
"An adventure is an inconvenience rightly considered."
- G.K. Chesterton
Since I was already kicking up clods of dirt today, I figured, Why not?
I got a little bit of good research thought down today. Yay! I also managed to call several different credit card companies, banking institutions, etc., and change my name. That was easy. Then, because the bank gave me an account upgrade recently, I decided to try the (now-free) online bill pay functionality.
It was a little disturbing. First, when I called them to request that they turn on my online bill pay service, they somehow managed to zonk my account so that I couldn't log in. I had to call them back, get them to reset my password, and after rotating around that phone call for a while, finally managed to log in again. I sat down with a sigh of relief and initiated my first two online bill payments.
What disturbed me was the appearance of such a tenuous connection between my bank and the payee companies. They wanted the physical address of the companies, and their phone numbers, even though they already seemed to have these major credit cards in their list of possible payees. Why do I need to replicate the info? I put in my account numbers and now the two payments are pending. The problem is, I can't tell if they're actually going to do an EFT, or if they're just going to print out the addresses, cut physical checks somewhere, and send them off. If the latter, then I'm in a little bit of trouble, since the only addresses I had handy were the Customer Service addresses from the online Contact Us pages, not the send-payments-here addresses...
Do you guys have any experience with electronic payments?
As for electronic payments, I must admit I tend to use the credit card by phone, though of course that's only available for companies who offer it. However since my credit card is a debit card, I find it's fairly hassle-free. They tend to be automated computer things at the other end of the phone nowadays.
Good thing Deepest Sender automatically logs me in and lets me play around in LJ without having to go directly through the web interface. I get everything I want without the breakage! :) Whee...